by Minnesota, often called the “Land of 10,000 Lakes,” is a haven for nature enthusiasts and those looking to escape the hustle and bustle of city life. With its stunning landscapes, abundant wildlife, and myriad outdoor activities, we reviewed the top areas and lakes in Minnesota to own or rent a cottage. Whether you seek a peaceful retreat or an adventure-filled getaway, the state’s diverse regions provide something for everyone.
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Life with a Cottage in Minnesota
From the rugged and rocky shores of Lake Superior to the serene waters of the Brainerd Lakes, Minnesota’s lake areas are beautiful and offer a wealth of recreational opportunities. This guide will explore Minnesota’s top areas and lakes to own or rent a cottage, including the best attractions, activities, and the range of costs you can expect. Cottages in Minnesota range from rustic cabins to luxurious lakeside lodges. This comprehensive overview will help you find the perfect spot for your next cottage experience.
Brainerd Lakes Area
The Brainerd Lakes Area is renowned for its stunning scenery and outdoor activities. Located in central Minnesota, this region is a top destination for fishing, boating, and hiking. The area boasts over 500 lakes, providing endless water sports and relaxation opportunities.
Popular Lakes
- Gull Lake
- Pelican Lake
- Whitefish Chain of Lakes
Activities and Attractions
- Fishing: Known for its excellent fishing spots, especially for walleye and bass.
- Boating: Enjoy a leisurely day on the water with numerous boat rental options.
- Hiking: Explore the Paul Bunyan Trail, a scenic path perfect for hiking and biking. The Paul Bunyan State Trail is a multi-use recreational rail trail in north-central Minnesota, United States, between Baxter/Brainerd and Bemidji. It is named after the giant lumberjack Paul Bunyan of American folklore.
Top Attractions
- Brainerd International Raceway: A must-visit for motorsport enthusiasts.
- Paul Bunyan Land: A themed amusement park with rides and attractions themed around the legendary lumberjack. It was founded in 1950. Its trademark is the 26-foot-tall animated and talking statue of Paul Bunyan, weighing 5,000 pounds. As guests enter, Paul welcomes them by name.
- Mount Ski Gull: Offers skiing and snowboarding in the winter and zip-lining in the summer.
Cottage Availability
The Brainerd Lakes Area offers many cottages, from rustic cabins to luxurious lodges. Whether you’re looking for a cozy retreat or a spacious family gathering property, you’ll find plenty of options to suit your needs.
Local Cuisine
Sample local favorites at lakeside eateries, including fresh-caught fish and regional specialties. Popular spots include Ernie’s on Gull and Zorbaz on the Lake.
Events
Don’t miss the annual events such as the Brainerd Jaycees Ice Fishing Extravaganza, the world’s largest charitable ice fishing contest, and the Lakes Jam music festival.
Costs
- Owning a Cottage: Prices range from $200,000 to over $1 million, depending on location and amenities.
- Renting a Cottage: Typically ranges from $150 to $500 per night.
North Shore of Lake Superior
The North Shore of Lake Superior is one of Minnesota’s most scenic regions, stretching from Duluth to the Canadian border. Known for its rugged coastline, charming small towns, and stunning natural beauty, this area is perfect for those looking to immerse themselves in nature. The North Shore offers a mix of outdoor adventures and cultural experiences, making it a top destination for cottage owners and renters.
Key Locations
- Grand Marais
- Lutsen
- Two Harbors
Activities and Attractions
- Scenic Drives: The North Shore Scenic Drive (Highway 61) offers breathtaking views of Lake Superior and access to numerous state parks and natural landmarks.
- Hiking: Explore the many trails, including the Superior Hiking Trail, which provides stunning lake vistas and surrounding wilderness.
- Water Sports: Enjoy kayaking, sailing, and fishing on Lake Superior’s expansive waters.
Top Attractions
- Split Rock Lighthouse: One of Minnesota’s most iconic landmarks, offering tours and spectacular views of Lake Superior.
- Gooseberry Falls State Park: Known for its beautiful waterfalls and hiking trails.
- Lutsen Mountains: A year-round resort offering skiing in the winter and mountain biking and alpine slides in the summer.
Cottage Availability
The North Shore features a variety of cottage options, from cozy lakeside cabins to larger family homes. Many cottages offer stunning views of Lake Superior and easy access to nearby attractions and activities.
Local Cuisine
Enjoy fresh local seafood and other regional specialties at popular restaurants like The Angry Trout Cafe in Grand Marais and The Scenic Cafe in Duluth. The North Shore also boasts several craft breweries and artisan food producers.
Events
The North Shore hosts several annual events, including the Grand Marais Art Festival, Lutsen 99er mountain bike race, and the North Shore Water Festival. These events showcase the region’s vibrant community and offer fun activities for visitors of all ages.
Costs
- Owning a Cottage: Prices range from $300,000 to over $1.5 million, depending on location and amenities. Properties with lake views or direct access to Lake Superior tend to be on the higher end of the price range.
- Renting a Cottage: Typically ranges from $200 to $600 per night. Prices vary based on the season, size of the cottage, and proximity to the lake.
Alexandria Lakes Area
Overview
The Alexandria Lakes Area, located in west-central Minnesota, is a beloved vacation spot known for its numerous lakes, historic charm, and family-friendly activities. With over 350 lakes in the region, Alexandria offers water-based recreation and scenic beauty. It’s an ideal destination for those looking to own or rent a cottage amidst nature and small-town charm.
Popular Lakes
- Lake Carlos
- Lake Darling
- Lake Le Homme Dieu
Activities and Attractions
- Fishing: The area is a hotspot for fishing, with plentiful walleye, bass, and panfish.
- Boating: Enjoy water sports or a leisurely day on the lake with ample boat rental options and public access points.
- Biking and Hiking: Explore the Central Lakes Trail, a paved path perfect for biking, hiking, and rollerblading.
Top Attractions
- Big Ole – the Viking Statue: A symbol of Alexandria, this giant statue is a popular photo spot and represents the area’s Viking heritage.
- Carlos Creek Winery: Offers wine tastings, tours, and hosts events like the Grape Stomp Festival.
- Legacy of the Lakes Museum: Showcases the region’s boating history with a collection of classic watercraft and memorabilia.
Cottage Availability
The Alexandria Lakes Area offers many cottages, from historic lakeside cabins to modern vacation homes. Many properties feature private docks, expansive decks, and access to recreational activities, making them perfect for family gatherings or quiet retreats.
Local Cuisine
Savor local flavors at popular dining spots such as D. Michael B’s Resort Bar & Grill. The area is also known for its local breweries and wineries, offering a taste of regional craft beverages.
Events
Alexandria hosts several annual events, including the Vikingland Band Festival, which features high school marching bands from around the region, and the Wine & Food Festival at Carlos Creek Winery. These events provide entertainment and showcase the vibrant community spirit.
Costs
- Owning a Cottage: Prices range from $250,000 to $800,000. The cost varies based on the lakefront location, size, and amenities of the property.
- Renting a Cottage: Typically ranges from $125 to $400 per night. Rental prices fluctuate depending on the season, size, and proximity to popular lakes and attractions.
Detroit Lakes
Overview
Detroit Lakes, located in northwest Minnesota, is a vibrant community known for its beautiful lakes, recreational opportunities, and lively events. This area is a popular destination for those seeking a mix of relaxation and outdoor adventure. With over 400 lakes within a 25-mile radius, Detroit Lakes offers a diverse array of activities year-round.
Popular Lakes
- Big Detroit Lake
- Little Detroit Lake
- Sallie Lake
Activities and Attractions
- Water Sports: Enjoy swimming, water skiing, jet skiing, and paddleboarding on the clear waters of Big Detroit Lake.
- Fishing: The area is renowned for its excellent fishing, with plentiful walleye, northern pike, and panfish.
- Golfing: Play a round at one of the several scenic golf courses, such as Wildflower Golf Course and Detroit Country Club.
Top Attractions
- Detroit Mountain Recreation Area: A four-season destination offering skiing, snowboarding, and tubing in the winter, and mountain biking and hiking in the summer.
- Becker County Museum: Explore the region’s history and culture with exhibits on Native American artifacts, pioneer life, and local industry.
- Historic Holmes Theatre: This community cultural center offers live performances, including music, theater, and dance.
Cottage Availability
Detroit Lakes features various cottage options, from cozy lakeside cabins to spacious modern homes. Many cottages offer private beach access, boat docks, and picturesque views, making them ideal for both short-term rentals and long-term ownership.
Local Cuisine
Sample the local cuisine at popular spots like The Fireside, known for its fine dining and lake views, and Zorbaz on the Lake, a casual eatery offering pizza and Mexican fare. The area also boasts several breweries and coffee shops, perfect for relaxing after a day of outdoor activities.
Events
Detroit Lakes is home to several annual events that draw visitors from near and far. Highlights include the WE Fest, one of the largest country music festivals in the United States, and the Northwest Water Carnival, featuring parades, boat races, and fireworks. These events showcase the community’s lively spirit and provide entertainment for all ages.
Costs
- Owning a Cottage: Prices range from $200,000 to $750,000, depending on the location, size, and amenities of the property. Lakefront properties and those with extensive amenities are generally on the higher end of the spectrum.
- Renting a Cottage: Typically ranges from $100 to $350 per night. Rental costs vary based on the season, size of the cottage, and proximity to the lake and local attractions.
Leech Lake Area
Overview
The Leech Lake Area, located in north-central Minnesota, is a haven for outdoor enthusiasts and those seeking a peaceful retreat. As one of Minnesota’s largest lakes, Leech Lake offers expansive waters, lush forests, and abundant wildlife. This area is perfect for fishing, boating, and exploring the natural beauty of northern Minnesota.
Popular Lakes
- Leech Lake
- Steamboat Bay
- Walker Bay
Activities and Attractions
- Fishing: Renowned for its excellent fishing, Leech Lake is a top destination for anglers seeking walleye, muskie, and northern pike.
- Boating: With its vast size and numerous bays, Leech Lake is ideal for boating, sailing, and water skiing.
- Hiking and Biking: Explore the Shingobee Recreation Area and the Heartland State Trail, offering scenic paths through forests and along the lakeshore.
Top Attractions
- Chippewa National Forest: Surrounding much of Leech Lake, this forest offers hiking, bird watching, and camping opportunities.
- Paul Bunyan State Trail: A popular trail for biking, hiking, and snowmobiling, running through picturesque landscapes and small towns.
- Walker: This charming town on the southern shore of Leech Lake features shops, restaurants, and cultural attractions, including the Northern Lights Casino.
Cottage Availability
The Leech Lake Area offers a range of cottages, from rustic cabins to modern lakeside homes. Many properties feature private docks, fireplaces, and large outdoor spaces, perfect for enjoying the serene environment. Whether you’re looking for a cozy retreat or a spacious family home, there’s something for everyone.
Local Cuisine
Enjoy local fare at popular spots like The 502 Restaurant, known for its lakeside dining and fresh, locally sourced ingredients, and The Piggy BBQ, a favorite for its smoked meats and casual atmosphere. Don’t miss the local coffee shops and bakeries in Walker for a delightful morning treat.
Events
Leech Lake hosts several annual events that attract visitors throughout the year. Highlights include the Eelpout Festival, a quirky winter event featuring ice fishing, live music, and unique contests, and the Leech Lake Regatta, a sailing race that draws participants from across the region. These events highlight the area’s community spirit and provide fun for all ages.
Costs
- Owning a Cottage: Prices range from $250,000 to over $1 million, depending on the property’s location, size, and amenities. Waterfront properties with extensive features are typically on the higher end of the price range.
- Renting a Cottage: Typically ranges from $150 to $450 per night. Rental costs vary based on the season, size of the cottage, and proximity to the lake and local attractions.
Bemidji Area
Overview
The Bemidji Area in northern Minnesota is a charming region known for its pristine lakes, rich history, and vibrant arts scene. As the first city on the Mississippi River, Bemidji is often called the “First City on the Mississippi.” This area offers a perfect blend of outdoor recreation and cultural experiences, making it an ideal destination for cottage owners and renters.
Popular Lakes
- Lake Bemidji
- Lake Andrusia
- Cass Lake
Activities and Attractions
- Fishing: Bemidji is a popular fishing destination, with opportunities to catch walleye, muskie, and northern pike in its clear waters.
- Boating and Water Sports: Enjoy boating, kayaking, and paddleboarding on Lake Bemidji and surrounding lakes.
- Hiking and Biking: Explore the scenic Paul Bunyan State Trail, which offers miles of trails through forests and along lakeshores.
Top Attractions
- Paul Bunyan and Babe the Blue Ox Statues: Iconic landmarks in downtown Bemidji, perfect for photo opportunities.
- Headwaters of the Mississippi River: Visit Lake Itasca State Park to see where the mighty Mississippi River begins its journey.
- Bemidji Sculpture Walk: An outdoor art exhibit featuring sculptures by local and regional artists, scattered throughout downtown Bemidji.
Cottage Availability
The Bemidji Area offers a variety of cottages, from quaint lakeside cabins to spacious vacation homes. Many properties provide beautiful lake views, private docks, and cozy amenities, making them ideal for both summer and winter stays. Whether you’re looking for a romantic getaway or a family vacation spot, you’ll find plenty of options to suit your needs.
Local Cuisine
Sample local flavors at popular dining spots like Tutto Bene, known for its Italian cuisine and farm-to-table approach, and Sparkling Waters, offering fine dining with stunning lake views. Bemidji also boasts several breweries and coffee shops, perfect for relaxing after a day of exploring.
Events
Bemidji hosts several annual events that celebrate the community’s culture and natural beauty. Highlights include the Bemidji Polar Days, a winter festival featuring ice fishing, curling, and a polar plunge, and the Art in the Park, an annual summer event showcasing local artists and craftspeople. These events provide fun and entertainment for visitors of all ages.
Costs
- Owning a Cottage: Prices range from $200,000 to $700,000, depending on the location, size, and amenities of the property. Waterfront properties with modern amenities are generally more expensive.
- Renting a Cottage: Typically ranges from $125 to $400 per night. Rental costs vary based on the season, size of the cottage, and proximity to popular lakes and attractions.
Mille Lacs Lake
Overview
Mille Lacs Lake, one of Minnesota’s largest lakes, is renowned for its superb fishing, scenic beauty, and year-round recreational activities. Located in central Minnesota, this area is a prime destination for anglers, water sports enthusiasts, and nature lovers. The Mille Lacs Lake area offers a variety of experiences, from quiet retreats to adventurous outings, making it an excellent choice for owning or renting a cottage.
Popular Areas
- Isle
- Garrison
- Wahkon
Activities and Attractions
- Fishing: Mille Lacs is famous for its walleye fishing, as well as northern pike, muskie, and smallmouth bass.
- Boating and Water Sports: The expansive lake is perfect for boating, sailing, and jet skiing.
- Ice Fishing: In the winter, Mille Lacs becomes a bustling hub for ice fishing, with numerous ice house rentals available.
Top Attractions
- Mille Lacs Indian Museum and Trading Post: Explore the rich history and culture of the Mille Lacs Band of Ojibwe.
- Father Hennepin State Park: Offers beautiful beaches, hiking trails, and excellent bird-watching opportunities.
- Grand Casino Mille Lacs: A popular gaming, dining, and entertainment destination.
Cottage Availability
The Mille Lacs Lake area features many cottages, from rustic cabins to modern lakefront homes. Many properties offer private docks, large decks, and easy access to the lake, making them ideal for relaxing getaways and active vacations. Whether you’re looking for a cozy retreat or a spacious family gathering property, you’ll find plenty of options.
Local Cuisine
Enjoy local dining at popular spots like The Wharf, known for its lakeside dining and fresh seafood. The area also has several charming cafes and bakeries perfect for a leisurely breakfast or lunch.
Events
Mille Lacs Lake hosts several annual events that draw visitors year-round. Highlights include the Mille Lacs Kite Crossing, a winter kiteboarding event on the frozen lake, and the Wahkon Days, a summer festival featuring parades, live music, and local crafts. These events highlight the vibrant community spirit and provide entertainment for all ages.
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Final Thoughts About Top Areas and Lakes in Minnesota to Own or Rent a Cottage
Minnesota’s diverse landscapes and plentiful lakes make it a prime destination for second-home cottage ownership and rentals. From the rugged beauty of the North Shore of Lake Superior to the charming small towns of the Alexandria Lakes Area, each region offers unique attractions and activities that cater to a wide range of interests.
The North Shore is ideal for those who love dramatic coastlines, hiking, and cultural experiences. The Alexandria Lakes Area provides a perfect setting for family-friendly vacations with its myriad of lakes and historical charm. Detroit Lakes combines vibrant community events with numerous recreational opportunities, making it a dynamic place to stay. The Leech Lake Area offers tranquility and excellent fishing amidst the lush Chippewa National Forest. At the same time, Mille Lacs Lake is a haven for anglers and water sports enthusiasts, with a rich cultural backdrop.
Each area presents various cottage options for a cozy lakeside cabin or a spacious modern home. Ownership and rental costs vary, allowing for flexibility based on budget and preferences. Each region’s local cuisine and annual events add to the appeal, ensuring there is always something to enjoy, no matter the season.
